Loan Against Your Two-Wheeler
Keep Riding While You Borrow
TrailFin is India's Only 2-Wheeler Backed Credit Platform That's Fair, Flexible, and Always by Your Side — with Low Interest Rates and Zero Hidden Charges.
The Wise Move
No Extra Fees. No Last-Minute Shocks.
Interest Rates 10.49% Onwards
A smarter alternative to culturally sensitive gold loans and high-interest personal loans
No Prepayment Charges
No Hidden Fees
2-Wheeler Loan EMI Calculator
Your Estimated Credit
Credit Limit that can be offered
₹0Typical Personal Loan EMI (at 35%)
₹0Monthly EMI with TrailFin (10.49% onwards)
₹0Your Estimated Monthly Savings
₹0Total savings with TrailFin
₹0*Calculations are indicative. Actual credit and EMI may vary based on vehicle condition and your credit profile.
Credit is applicable only if the time between vehicle's registration and the loan tenure is less than seven years.
How It Works
Apply for a Loan against your 2-Wheeler in just 5 minutes.
- Instant KYC
- Pledge your 2-Wheeler
- Auto-pay setup
- E-Agreement signing
🎉 Congrats! Your Loan is approved!
Frequently Asked Questions
What is TrailFin?
TrailFin is a digital lending platform that offers loans against the equity of your two-wheeler without taking your vehicle away. You can access up to 80% of its fair market value through a fully digital, hassle-free process.
Do I need to give up my bike to get a loan?
Not at all. You keep full possession and usage of your two-wheeler. We only add a temporary hypothecation during the loan period, which is removed once the dues are cleared.
Who is eligible for a TrailFin loan?
If you own a fully paid-off two-wheeler, you're eligible to apply. Just ensure you have valid ownership documents and meet basic credit criteria.
How much loan can I get?
You can get up to 80% of your bike's fair market value (FMV), depending on the vehicle's condition, usage and your repayment history.
What are the interest rates?
We offer transparent interest rates, starting from 10.5% as market benchmarks for secured loans. No hidden fees, ever.
How long does it take to get the loan?
The entire process is fully digital and quick. Filling the application takes a maximum of 5 minutes. Once your documents are verified, funds are typically disbursed within a few hours.
Can I repay early or in parts?
Yes! You can prepay anytime within the tenure period or repay in flexible EMIs. Since it's a revolving credit line, you can reuse the credit limit once you repay.
What if I already have a loan on my bike?
No problem. Once your existing loan is paid off, we can onboard you to TrailFin and help you unlock fresh credit using your vehicle.
Is my data and vehicle safe with TrailFin?
Absolutely. We use bank-grade encryption and secure digital infrastructure to protect your information and ensure your vehicle remains in your control throughout the loan term.
What documents are required?
To apply for a loan through TrailFin, you'll need the following documents:
- Vehicle Registration Certificate (RC Book)
- Aadhaar Card (or any valid government-issued ID)
- PAN Card
- Bank Statement or Salary Proof
- Loan Closure Letter or NOC (if your vehicle was previously financed)
See what our customers think
Real stories from riders who unlocked the value in their two-wheelers.
"The process was unbelievably fast. I needed cash urgently for a family medical issue, and TrailFin approved my loan in hours without me having to sell my bike. A real lifesaver!"
Prakash S.
Activa Rider, Bengaluru
"I was hesitant about taking a loan, but TrailFin was transparent about everything. No hidden fees, clear terms, and I got to keep using my bike for my delivery job. Highly recommend."
Anjali K.
Jupiter Rider, Chennai
"Much better than a personal loan. The interest rate was lower and the fact that it was secured against my bike made me feel more in control. The web application was super easy to use."
Rohit V.
Pulsar Rider, Pune