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Our Model: The RC-A-VE Advantage

TrailFin offers RC-A-VE (Revolving Credit Against Vehicle Equity), a digital lending platform that provides revolving credit against the equity of a two-wheeler—without taking the vehicle away. We hypothecate the bike, provide instant credit, and the owner continues to use it. This smart, secure model unlocks value for customers and creates powerful opportunities for our partners.

Collaboration Opportunities

For Dealerships

Turn Every Sale Into a Long-Term Earning Opportunity.

By offering our RC-A-VE product, you don't just add value for your customers; you unlock a powerful new revenue stream.

How You Can Add Value:

  • For cash buyers: Show them how they can access revolving credit anytime by leveraging their new bike's value.
  • For financed buyers: Help them plan ahead. Once their initial loan is paid off, they can unlock fresh credit without giving up ownership.

Key Benefits for Your Dealership:

  • Earn attractive commissions for every customer you onboard.
  • Boost customer loyalty by offering a unique, smart credit solution.
  • All fully digital—no paperwork, no hassle for you or your customer.

Partner with TrailFin and turn your dealership into a credit enablement hub.

For Lending Partners (NBFCs & Banks)

Efficient Capital Access. Lower Risk. Higher Returns.

TrailFin offers a secure and scalable co-lending model backed by two-wheeler equity. Gain access to a well-structured, asset-backed lending book with end-to-end support.

Our Value Proposition:

  • Build a Strong, Secured Lending Book
    Strengthen your portfolio with liquid, asset-backed loans that protect your institution from market fluctuations and ensure consistent returns.
  • Reduce Your Cost of Capital
    A lower-risk portfolio allows you to access capital at reduced rates, enabling you to pass on cost benefits to borrowers while improving your margins.
  • End-to-End Risk Management & Recovery
    Our robust risk framework and vehicle valuation models ensure safe loan amounts. Crucially, our team handles all collections and recovery, minimizing your operational load and NPA risk.

TrailFin simplifies secured lending—so you can focus on scaling it.

Let's Discuss a Partnership

Let's build smarter credit infrastructure, together. Fill out the form below to get in touch.